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4931 Needle Fish LN

4931 Needle Fish LN, St James City, FL 33956

$117,000
MOTIVATED SELLER - BRING YOUR OFFER! LAND-OWNED FURNISHED HOME IN PINE ISLAND COVE WITH NO LOT RENT, BOATING ACCESS & 55+ RESORT-STYLE LIVING!

Live the laid-back Southwest Florida lifestyle in Pine Island Cove, one of St. James City's popular 55+ waterfront boating communities on Pine Island. This furnished, land-owned manufactured home offers NO LOT RENT, low HOA fees, community boating access, and an easygoing island setting close to fishing, kayaking, waterfront dining, and everything Pine Island is known for.

Pine Island Cove is designed for active Florida living. Residents enjoy a wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, swimming pool, pickleball, bocce, neighborhood events, and social activities. Spend your mornings on the water, afternoons by the pool, and evenings enjoying the relaxed Old Florida atmosphere of St. James City.

The home welcomes you with a screened front porch, perfect for morning coffee or enjoying the island breeze. Inside, the kitchen opens to the dining area and spacious great room for comfortable everyday living and entertaining. A Florida room adds valuable bonus living space and can be opened to enjoy the fresh air or enclosed for year-round use.

Both bedrooms are generously sized, including a primary suite with a private en-suite bath. A separate utility room provides indoor laundry and extra storage for fishing gear, boating equipment, beach supplies, and more.

Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport. The home is offered furnished, making it an easy option for a seasonal Florida retreat, winter residence, or full-time Pine Island home.

The outdoor area behind the home offers additional space for grilling, relaxing, entertaining, or creating your own Florida outdoor living area.

If you have been searching for a Pine Island Cove home for sale, St. James City 55+ community, land-owned manufactured home with no lot rent, furnished Florida retirement home, affordable Southwest Florida property, or boating community home near fishing and the Gulf, this is an opportunity worth seeing.

2
beds

2
baths

768 Sq.Ft. LIVING AREA

4,007.52 Sq.Ft. lot

Alexis Hansen May

Alexis Hansen May

Features & Amenities

Interior

  • total bedrooms2
  • Total bathrooms2
  • full bathrooms2
  • Laundry room In Garage
  • Flooring Carpet, Vinyl
  • APPLIANCES Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer
  • other interior Features Family/Dining Room, Living/Dining Room, Shower Only, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments

Area & Lot

  • Status Sold
  • Date Sold October 16, 2026
  • Living Area768 Sq.Ft.
  • Total Area768 Sq.Ft.
  • Lot Area4,007.52 Sq.Ft.
  • MLS® ID2026030375
  • TypeManufactured-Mobile
  • YEAR BUILT1989
  • NeighborhoodSt James City
  • Architecture StylesOther, Manufactured Home
  • Water FrontageNone
  • View DescriptionLandscaped

Exterior

  • STORIES1
  • water SourcePublic
  • utilitiesCable Available
  • PoolCommunity
  • roofMetal
  • lot featuresRectangular Lot
  • parkingCovered, Driveway, Golf Cart Garage, Paved, RV Access/Parking, Two Spaces, Attached Carport
  • HEAT TYPECentral, Electric
  • AIR CONDITIONINGCentral Air, Ceiling Fan(s), Electric
  • sewerPublic Sewer
  • HOA AmenitiesBocce Court, Boat Dock, Boat Ramp, Clubhouse, Dog Park, Fitness Center, Library, Barbecue, Picnic Area, Pickleball, Pool, RV/Boat Storage, Shuffleboard Court, Spa/Hot Tub, Storage, Management
  • security FeaturesNone, Smoke Detector(s)
  • other exterior FeaturesOther, Patio, Storage

Financial

  • Sales Price$117,000
  • Real Estate Tax $899/yr
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St James City

St. James City occupies the southern half of Pine Island, and features an eclectic mix of restaurant options, shops, art galleries, marinas, and accommodations.  The community offers a step back into Olde Florida with a small-town atmosphere, island breeze, and beautiful landscapes.

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